Are You Doing Your Best to Protect Your Employees?

by R&I Consultants

InsuranceIf you are a National Football League fan, you may be following the ongoing debate about head injuries and workers’ compensation between NFL players and team owners. The players say they are owed better benefits to compensate for head injuries received during their practices and games. Owners say their current coverage is fully adequate.

The debate rages on.

But whether you own a famous football team or a local business, you know a good employer takes care of their employees by following appropriate safety protocols and looking out for any potential dangers. But, despite best-laid plans, accidents can still occur at the workplace. Employees can be injured, disabled or even killed because of occupational hazards. Nobody means for it to happen, but you, as the employer, are responsible for paying benefits to your injured employees to help them back on their feet.

Under Georgia law, any business with three or more workers, including regular part-time workers, is required to carry workers’ compensation insurance, which provides an employee or their dependents with medical, rehabilitation and income benefits should the employee be injured or killed on the job or as a result of a job related injury. The amount of benefits paid can vary depending on the severity of the injury, the impact it has on the employee’s ability to work, the length of time needed for recovery and the employee’s weekly income. For more information on Georgia’s workers’ compensation laws, visit Georgia’s State Board of Workers’ Compensation.

So, to protect your employees and your business in the face of injury, disability or death, business owners must have workers’ compensation insurance.

To get a quote today for business insurance in Atlanta, call us at 404-459-5975.

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