Life & Health Insurance
Health – Our specialized team of agents will educate you on the many types of plans and regulations in today’s changing market. They will help you choose coverage that is right for your needs and budget. Health insurance can provide much more than just doctor visits and major medical. Many plans include wellness benefits, as well as prescription, vision and dental benefits. The most important aspect is the financial protection for you and your family in the event of a major medical expense.
Life – Life insurance policies are tools you need to help provide financial security for the ones you love – now and in the years to come. Whether you’re looking for the affordability of term insurance, the lifelong protection and cash value of permanent insurance, or a combination of both, we can provide options.
- Co-pay plans – give you the security of a predictable, fixed payment for each medical care office visit
- 100% benefit after deductible plans
- High Deductible Health Plan – can save you money and help protect you against the cost of a catastrophic injury or long hospital stays
- Health Savings Account – which help you to get the most from your health-care dollars through tax-advantages, with interest on your HSA up to 1%
Whether you are a decision-maker for a large company, or a small business owner, you know the need to offer competitive benefits to attract and retain the best employees. Give your employees the kind of benefits that will set your organization apart.
Balancing the need to provide your employees with health insurance, while keeping costs down, can be difficult. We will help. Let us educate you on a variety of broad, flexible, cost-saving health benefits for your employees. We can also help to round out your benefits portfolio with supplemental products like Long-Term Disability (LTD), Short-Term Disability (STD), Dental and Vision.