Add an Umbrella Policy to Your Atlanta Homeowners Insurance

Everyone should have an umbrella! We don’t mean the kind you use when it rains, either. We mean a personal umbrella. This type of policy is crucial to have in addition to your Atlanta homeowners insurance and auto insurance.A personal umbrella policy protects you in case a judgment against you exceeds the liability limits of your existing policies. The old saying is, “You don’t have to be a millionaire to be sued like one!”Think about it, our society today is seeing tons of lawsuits that are completely groundless. Even if an accident is not your fault, you may be sued or brought to court. With a personal umbrella policy, you can save a lot of money while defending yourself. Umbrella policies help cover defense costs, attorney fees and other associated charges. They also provide coverage for claims like libel, slander defamation of character and invasion of privacy.Plus, a personal umbrella does not just protect your current assets. It also protects your future assets.After learning all of this, you may think these policies are expensive. However, they aren’t. They are actually affordable, and the monthly premium is typically about the same cost as a single drink from Starbucks. Now, that is inexpensive for what you are getting!Ready to obtain a personal umbrella policy? Just give us a call. Contact Stephen English, personal lines practice leader, at 678-384-5490.Remember, be sure to follow us on Facebook, Twitter and LinkedIn.