Coverage for damages caused to a third party for bodily injury or property damage by your business operations or on your premises. Many general liability policies include a lot of exclusions. We can help you understand these exclusions and make decisions about how to best protect your business

Provides coverage to pay benefits to your employees or their families for injuries, disability or death resulting from occupational hazards. Are you in compliance with the laws of your state for workers compensation and employers’ liability insurance? Did you know that in many states, you are required to have workers compensation when you have 3 or more employees, and the owner(s) are included in that count

We can provide auto insurance for all company owned or leased vehicles including liability and property damage. We can also help you understand who needs to be a scheduled driver, how to protect your business when employees drive their own vehicles, and what you can do to make sure company property that is transported by your vehicles is covered.Description text goes here

This provides coverage for your tangible property. Whether it is a building or business personal property (commonly referred to as “contents”), property insurance can include coverages for business interruption and resulting loss of income, wind, and other perils. Flood is another type of property coverage that can be added or written separately. Where property may be moved or used off your regular premises, Inland Marine and Equipment Insurance can fill the gap. It pays to know what kind of insurance fits the property your business owns or leases.

These policies provide excess liability coverage in the event that the limits of the underlying liability policies (auto, general liability) are exhausted. Whether you just need excess liability for one line of business, or you need an umbrella covering multiple lines, we have many solutions that can fit your needs.

Did you know that your general liability policy excludes employment practices and claims of employee harassment or wrongful termination. Employment Practices Liability Insurance (EPLI) provides businesses with protection from the financial consequences associated with a variety of employment related lawsuits including wage and hour claims.

Cyber liability insurance provides businesses with coverage options to help protect the company from data or privacy breaches and other cyber security issues. Even when you don’t think you have cyber exposure, you may have a lot of exposure. Cyber claims are the fastest growing type of claims in the industry.

Did you know there is insurance that can help pay for a ransomware attack? It can help with notification of customers and the repair of your reputation in the event of exposure of sensitive information. Cyber insurance can also pay for the lost business income and extra expenses involved in rebuilding your database when your third-party provider is hacked. Understanding your real cyber exposure is the first step towards making sure you have protection when you need it.

A policy that covers liability and sometimes cleanup costs related to pollution.

Property insurance that is designed to cover property in the course of construction.

Protects your business against liability for committing an error or omission in the performance of professional duties, usually resulting in a financial loss to a third party.

Insurance for the exposure that exists for an individual or organization that arises from the practice of their profession. In many classes of businesses, this is your greatest risk.

Insures corporate Directors and Officers against claims of mismanagement or misuse of company assets. Any organization with a board of directors should have D&O insurance including fiduciary liability.

The surety (insurance company) guarantees the performance or honesty of the principal (your business), to the third-party (oblige) to whom the performance or debt is owed.